Blog

Due to recent changes in legislation (Mifid II Directive), providers for Personal Pensions & ISAs will be reporting to their clients on a quarterly basis. Providers are encouraging clients to enable ‘paperless’ communications via an online portal. We would advise you register for online access to view plan valuations, policy information and review provider correspondence. […]

In our previous article, we talked about how to start laying out a financial plan to achieve your life goals (e.g. travelling the world in retirement). That post looked specifically at drawing up a “road map” and set of SMART goals towards this end.   In this article, we’re going to focus more on the […]

It is often said that the three most stressful things a person can experience are divorce, changing jobs and moving house. The first two are beyond the scope of this article. As experienced mortgage and financial advisers, however, for those looking to buy a home – we can help.   One way to help alleviate […]

There are very few worse experiences than the feeling which comes from being robbed. It leaves you feeling shaken, violated and insecure.   Online robbery – otherwise known as scamming – is prevalent these days, and some of the worst cases occur when it comes to theft in the realms of pensions, finances and personal […]

To understand “annuities”, you first need to know that broadly speaking, there are two types of workplace pension.   The first is a “defined benefit” (or “final salary”) pension, which gives you an annual income from your employer once you retire.   The amount you get is usually based on factors such as how long […]

Meeting the cost of residential and nursing care in old age is a growing issue for many people in the UK. As life expectancy continues to lengthen, more of us can expect to require some form of long term care. While the state can help with some costs, eligibility for help is limited and many […]